What this site keeps, and what it does not.

Short version: an email address if you ask for the letters, a message if you write to us, an account and a private plan if you make one, and a four-letter answer if you take the quadrant test. Nothing else, and nothing for sale.

What is stored

  • The letter list. If you enter your address for the letters, that address is stored so the next letter can be sent. An optional first name, if you choose to type one.
  • The contact form. Your name, email address, the topic you pick and the message you write.
  • Your account. The email address and password you sign in with. The password is stored in a scrambled form, never as the words you typed. If you add a first name, that is stored too.
  • Your plan. The figures and notes you type on the plan page: income, costs, income from assets, liabilities, your reason, the people around you, and what you plan to do next. These belong to your account alone; no other visitor and no other account can read them.
  • The quadrant test. Your four-letter answer is saved without any name, address or account attached, so the page can show how many readers have landed in each quadrant. Nothing in that table points back to you.

What is never stored

  • The wealth calculator on the home page and the figures on the diagram run entirely inside your own browser. They send nothing anywhere, and no one, including us, ever sees the numbers you type there.
  • Nothing is written into your browser's storage or into cookies. Close the tab and the site forgets you, apart from whether you are signed in.
  • No advertising, no tracking, no profile built about your reading, and no selling or renting of anything to anybody.

Where it is kept

Newsletter addresses, messages, accounts and plans are kept in the CodeFlow database, which is the database that comes with this site. Records are set to be readable only by the person they belong to: a plan row carries the identity of the account that created it, and the database refuses to hand it to anyone else.

What is loaded from elsewhere

The page typefaces and a small amount of page code are loaded from public content services, and the images that make up the design are served with the site itself. Those services see the request your browser makes, the way any web server does. Nothing about you is passed to them in that request.

How long it is kept

Your account, your plan and the letter list are kept until you ask for them to be removed. Contact messages are kept while they are useful for answering you.

Removing it

  • A plan can be deleted by you, at any time, with the delete button on the plan page. That removes the record.
  • To have an account, an address or a past message removed, write through the contact form with the address you used, and say what you want gone. It will be removed.

Children

This site is a companion to a book written for adults. Accounts are not intended for children, and no account details are knowingly collected from them.

One more time, plainly

This is not financial advice, and nothing you save here is used to advise you or to sell you anything. It is a notebook with a diagram. The reader questions cover what the book does and does not claim.

Last updated 2026. If this note changes in any way that matters, the change will be described here.